43 Pearl St, Middleboro, MA 02346
508-509-0671 | mjkrealtor@yahoo.com



Posted by Monica Kavanaugh on 12/8/2017

This Mobile Home in Wareham, MA recently sold for $90,000. This style home was sold by Monica Kavanaugh - Uptown Realtors, LLC.


20 King Drive, Wareham, MA 02576

West Wareham

Mobile Home

$98,900
Price
$90,000
Sale Price

4
Rooms
2
Beds
2
Baths
ROYAL CREST- 2001 Burlington, completely updated in 2013. Two large bedrooms, two full baths. Generous floor plan offers plenty of room for entertaining. Kitchen includes updated cabinetry, dishwasher,range, refrigerator, microwave. Central AC, laundry nook. Handicap ramp for easy access. Walk out to three season porch and flow out to large deck with awning /lighting. Home has been professionally cleaned from top /bottom and is ready to move right in! Back yard offers stone patio & large holly tree adds to the natural beauty! Good size shed with electricity for extra storage! Low park fees are $405.00 a month! Private septic, town water. This is a highly desirable location offering complete solitude and serenity! Conveniently located near Wareham Crossing, restaurants and short drive to YMCA and Wareham beaches. Town festivals & activities are offered year round. This is a 55 plus community where neighbors take pride in ownership. Don't miss out on this quaint & private setting!!






Tags: Real Estate   Mobile Home   Wareham   02576  
Categories: Sold Homes  


Posted by Monica Kavanaugh on 12/5/2017

This Single-Family in Middleboro, MA recently sold for $249,900. This Ranch style home was sold by Monica Kavanaugh - Uptown Realtors, LLC.


124 Rocky Meadow, Middleboro, MA 02346

Single-Family

$249,900
Price
$249,900
Sale Price

5
Rooms
3
Beds
1
Baths
Perfect Start, this adorable/affordable 3 bedroom Ranch has been owned and maintained by the same family for 42 years. Built in 1971 and well cared for by the original only owner. Pride of ownership in this home. Roof is 2 years old, Electric upgraded in the last year, gas cooking. fire place in the living room. large covered deck off the back for out door entertaining. This home is move in ready immaculate. Home sits on over a half acre of land on quiet country road.

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Categories: Sold Homes  


Posted by Monica Kavanaugh on 12/5/2017

Adjustable rate mortgages are also known as “ARM” loans. These are home loans with monthly payments that move up and down along with interest rates and the market. There’s different periods that occur throughout the time of the adjustable loan including an initial period where the rate is fixed for a certain amount of time. The rates will change along with preset intervals of change. 


Rates Start Lower Than Fixed Rate Mortgages


Interest rates during the fixed rate period of an adjustable mortgage are usually lower than that of fixed-rate mortgages. The most common type of adjustable rate mortgage is called the 5/1 ARM. This means that the rate is locked for a total of 5 years before it becomes truly adjustable. After the 5 years the rate will change every year. Other forms of ARM loans are the 3/1, the 7/1, and the 10/1.


Rate Indexes And Margins


Following the fixed-rate period, the interest rate adjusts with what’s titled the index interest rate. This rate is set by the market and is released periodically by an independent party. Since there are a variety of indexes, your loan will state which index your adjustable rate mortgage will follow. To set your exact rate, your lender will look at the index and then add a number of percentage points that has already been set in place. This is called the margin. For example, an index rate of 2.5 percent and a margin of 2 will equal an interest rate of 4.5 percent. As the index changes, this number will go up and down.


Adjustable Rate Mortgages Come With Caps


If you do decide to go with an adjustable rate mortgage, you should know that you’re protected from extreme rate increases. These loans come with caps that limit the amount that both rates and payments can change by. There are several different kinds of caps including:


Periodic Rate Cap

This limits the amount that an interest rate can change from one year to the next.


Lifetime Rate Cap

This type of cap limits how much the interest rate can change overall throughout the life of the loan. 


Payment Rate Cap

This limits how much the monthly payments can rise over the life of the loan in a dollar amount. This is different than other caps, since it denotes dollars instead of percentage points.


Is This Type Of Loan For You?

Adjustable rate mortgages can be good, depending on the state of the economy and your own financial situation. Stay educated and shop around in order to get the best rates available for you.





Posted by Monica Kavanaugh on 11/29/2017


25 Bisbee Drive, Rochester, MA 02770

Condo

$329,900
Price

9
Rooms
2
Beds
3
Baths
Welcome to Rochester! A rare opportunity to live in this 55+ community known as "Center Village". These detached condominiums consisting of 9 rooms offer the benefit of condominium living with the privacy of a single family living. Built in 2004 this home features on main level: fire placed living room, hardwood dining room, cathedral ceiling kitchen with skylights and breakfast nook, a large Den/Office, full bath not to mention another FULL MASTER SUITE (with full bath), and a one car attached garage. Light and Bright Sunroom(3 season room off the back of home. Second Level features: 2nd Master Suite, additional finished space with built in cabinets (currently used as office) and another additional room (currently used as storage). Heating is GAS with two zones, Central Air with two zones, Electric hot water heater. 200 amp electrical, town water and private sewer.
Open House
Saturday
December 02 at 11:00 AM to 12:30 PM
Please send your buyers, motivated seller, unique opportunity to live in this beautiful 55 plus community.
More Open Houses
Cannot make the Open Houses?
Location: 25 Bisbee Drive, Rochester, MA 02770    Get Directions

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Tags: Real Estate   Condo   open house   Rochester   02770  
Categories: Open House  


Posted by Monica Kavanaugh on 11/28/2017

Purchasing a home in a buyer's market may seem like a fast, simple process. However, it is important to realize that homebuyers constantly compete for the best residences in cities and towns nationwide. And if you're not careful, you risk missing out on an opportunity to acquire your dream house.

What does it take to secure a home in a buyer's market? Here are three tips to ensure that you can do just that.

1. Study the Housing Market Closely

A buyer's market features a large assortment of top-notch residences and a shortage of property buyers. As such, this market heavily favors homebuyers, and property buyers who examine the real estate market closely may be able to boost their chances of purchasing a terrific house at a budget-friendly price.

For homebuyers, it is essential to establish criteria for your dream residence. With homebuying criteria at your disposal, you can narrow your search for the ideal residence and accelerate the homebuying process.

Don't forget to check out homes in-person, either. If you set up a home showing or attend an open house, you'll be able to envision what it's like to own a home and determine whether a residence is right for you.

2. Get Pre-Approved for a Mortgage

What good is shopping for a house if you cannot afford to pay for it? Fortunately, you can get pre-approved for a mortgage to understand exactly how much you can spend on a new house.

To get pre-approved for a mortgage, you'll want to meet with several banks and credit unions. These lenders will be able to offer insights into a variety of mortgage options, respond to your mortgage concerns and questions and help you select a mortgage that suits you perfectly.

Pre-approval for a mortgage is vital for homebuyers, particularly in a buyer's market. If you have a mortgage in hand when you explore available homes, you may even be able to avoid the temptation to overspend on a residence.

3. Collaborate with a Real Estate Agent

When it comes to navigating a buyer's market, a real estate agent can deliver outstanding support.

A real estate agent can teach you about the intricacies of buying a home and help you streamline the homebuying process. He or she also will be available to respond to your homebuying questions, ensuring you can make informed decisions as the homebuying journey moves forward.

Perhaps best of all, a real estate agent can help you alleviate stress as you search for your dream home. This housing market professional will keep you up to date about new properties as they become available, set up home showings and negotiate with home sellers on your behalf. By doing so, a real estate agent enables you to focus on what's important – purchasing a first-rate house at a price that matches your budget.

Buying a home can be challenging, even in a buyer's market. But with the aforementioned tips, you can simplify the homebuying process and move closer to securing a house that meets or exceeds your expectations.




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